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Business Credit Card Processing - The Benifits
By Shane Penrod

In developing a personal, home-based, or small community
business, you may find that it will grow to the point that
informal transactions are no longer advisable – this is where
business credit card processing comes into the picture. You will
need to upgrade your operational methods in order to provide
customers with the highest quality of doing business with your
company, which will undoubtedly include the benefits of business
credit card processing.

Some merchants prefer to keep accounts on a cash-only basis.
They believe that money transactions can be handled more quickly
and accurately than business credit card processing. However,
what they do not take into account is the amount of manual labor
and the potential for human error that typically accompany cash
transactions. That is why, as your business grows, it may be
time to invest in a credit card processing system.

Inexpensive and easy to operate, a business credit card
processing program will attract customers who enjoy the ease of
doing business with your organization. They will not need to
bring in the right amount of cash or worry about overspending.
Instead, they can shop for your products and services with an
easy mind, knowing that you will provide the convenience of a
credit card payment system. Whether you sell used books or
handmade baby clothes, a credit card payment option generally
attracts more clients who are willing to spend more than the
person who operates on a cash basis.

Wherever your business is headed, the going may be slow unless
you decide to grow your operation with business credit card
processing. Low monthly or per-transaction fees make this
equipment upgrade very affordable, even to merchants who are
still building a relatively small business. For example, some
companies require a small monthly gateway fee of perhaps $20 to
$25 or so in addition to a small rate per customer credit card
transaction. You may have the choice of paying perhaps 1.5% or
1.75% or 15 to 25 cents for each swipe of the card. Some
companies don’t even charge installation fees. A simply monthly
statement reflects the amount of business your new system is
bringing to the company. If after a few months you feel the
program doesn’t work well for your operation, you can always
stop using it and go back to the old way of doing things.

You can set up a retail credit card processing program using a
swiped card method of processing payments. Or you can use MOTO
for mainstream commerce. There is even an e-commerce option when
you are ready for the next step. Most systems are compatible
with numerous quality banking platforms for safe, easy
processing. It is important to work with a credit card
processing company that you can trust. Find one with a solid
reputation for quality business dealings. Get in touch with
staff members to ask questions and learn more about the
equipment, service and maintenance, as well as possible benefits
and problems with a credit card processor. Only then should you
consider signing a contract for the valuable and exciting
services provided by a business credit card processing program.

About the Author: Shane Penrod is the founder of
Merchant-Account-Quotes.com Specializing in allowing merchants
the ability to shop and compare multiple quotes from national
merchant account providers. For free quotes on merchant account
rates and fees, please go to
http://www.merchant-account-quotes.com

Source: http://www.isnare.com